The Integration of Qualitative Factors into Expert Systems for Evaluating Agricultural Loans
نویسنده
چکیده
The ever-changing economic environment is forcing banks to re-evaluate the way loan decisions are made. Several agricultural loan evaluation systems are operational, however, they are not ‘true’ expert systems. While they have all focused on analysing the borrower’s financial position given the current market and economic conditions, most have not taken into account qualitative factors such as the character of the borrower. The purpose of this paper is to present an expert system that has been specifically designed and developed to incorporate qualitative and quantitative assessments in agricultural loan evaluation.
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